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Current BOE Base Rate - 5.00%

How to Switch Mortgage Rates Explained

Access the Live Mortgage Switching Calculator - see your options

What is an SVR ?

Halifax

SVR stands for 'Standard Variable Rate' Mortgage. This is the rate of interest you will pay after any initial deal ends.

Halifax Mortgages use the term 'Homeowner Variable Rate' (instead of the notation SVR or Standard Variable Rate after an initial deal ends)

Barclays

SVR stands for 'Standard Variable Rate' Mortgage. This is the rate of interest you will pay after any initial deal ends.

Barclays Mortgages use the term 'Follow on Rate' (as well as using SVR or Standard Variable Rate to describe mortgage rates after the initial deal ends)

Natwest

SVR stands for 'Standard Variable Rate' Mortgage. This is the rate of interest you will pay after any initial deal ends.

Natwest Mortgages uses the term SVR or Standard Variable Rate after an initial deal ends.

Santander

SVR stands for 'Standard Variable Rate' Mortgage. This is the rate of interest you will pay after any initial deal ends.

Santander Mortgages offer two different rates for mortgage deals depending on when a mortgage was taken out.

Nationwide

SVR stands for 'Standard Variable Rate' Mortgage. This is the rate of interest you will pay after any initial deal ends.

Nationwide Mortgages use the term 'Standard Mortgage Rate' or SMR (instead of the term SVR or Standard Variable Rate after an initial deal ends)

Virgin Money

SVR stands for 'Standard Variable Rate' Mortgage. This is the rate of interest you will pay after any initial deal ends.

Virgin Money Mortgages use the term 'Standard Variable Rate' or SVR to describe the rate after an initial deal ends.

SVR Comparison

Bank	Current SVR
Halifax	7.99%
Nationwide	7.99%
Barclays	7.50%
Leeds BS	7.99%
Santander	7.50%
Virgin Money	8.74%

Mortgage Lenders

Essential Reading

Switch your Mortgage Rates
To Fix ? or Not to Fix ? Mortgage Rates – A Complete Guide
Halifax lowers mortgage product rates by up to 0.4%
All about Remortgaging
All about Mortgage Switching
How to switch your existing mortgage to a better rate

All Articles

Essential Guides
Featured Financial News
Halifax Mortgage News
Mortgage Switch
Remortgaging

Switchrates.co.uk, compare and calculate your mortgage savings when transferring or switching a mortgage product from a standard variable rate to a new and better rate. Switching your mortgage rate or transferring your mortgage rate - no brokers fees, just a fast mortgage transfer service from lenders including, Halifax, Barclays, Birmingham Midshires, Virgin Money, Metro Bank & more.

The information contained within this site is to be used for guidance purposes only and does not constitute financial advice. Any data regarding mortgage savings is indicative, a regulated financial adviser will advise as to the actual savings and details of relevant mortgage products.

Switch Rates.co.uk is the leading and only dedicated Mortgage Switch and Transfer comparison service.

08007569675
enquiry@switchrates.co.uk

Quick Links

SVR Savings Calculator
Halifax Mortgage Switch – a comprehensive guide
Switching your Natwest Mortgage the simple way
Nationwide mortgages switch rates – a comprehensive guide
Lowering the cost of your Barclays Mortgage
- Birmingham Midshires Advisers
Switch your Santander mortgage product – How to guide
Complete Lender SVRs
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Latest from our Blog

Switch your Mortgage Rates
To Fix ? or Not to Fix ? Mortgage Rates – A Complete Guide
Halifax lowers mortgage product rates by up to 0.4%
All about Remortgaging
All about Mortgage Switching
How to switch your existing mortgage to a better rate
Dont be a Mortgage Prisoner ! Transfer or Switch your Mortgage Rate

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